Other Investment Options
Your wealth could offer more than just interest
Marketing communication. No guarantee of returns or capital. Risks: market, interest rate, price, default and, where applicable, currency risks. Past performance is not a reliable indicator.
Are You Still Missing the Second Dimension?
- Complement fixed-income investments strategically
- Select equities that complement your strategy
- Diversify assets across currencies
- Manage your risk appetite
- Seize opportunities in a calculated manner
Do You Want More Than What Your Fixed-Income Investments Can Offer?
You have certainly made a deliberate choice to focus on fixed-income investments.
You expect clear interest payments, predictability and less volatility than in the equity markets.
At the same time, many investors ask themselves:
“Am I missing too many opportunities if I only think in terms of fixed income?”
“How do I deal with topics such as inflation, currency risks and long-term growth trends?”
“Are there additions that fit my focus on stability without turning my portfolio into a an overly complex mix?”
Can Your Fixed-Income Wealth Do a Little More Without Losing Your Direction?
We believe: yes.
What If Your Wealth Were Stable
and Opened Up New Possibilities at the Same Time?
At 50, 60 or more years of age, wealth is no coincidence. It represents a great deal of work, responsibility and sacrifice.
It is understandable that for many of our clients the priority is: not to put it at risk, but also to have the opportunity not to depend on just one source of income.
Some of the investors whose assets we manage want the best of all worlds:
- Build a core focus with fixed-income corporate bonds
- Complemented by selected equities and currencies
- All embedded in a strategy that fits their life plan
How We Combine Other Investment Options with Your Fixed-Income Core
We see other investment options as a deliberate complement, not as a counterpart to fixed-income investments.
This is what it could look like for you:
Investing in Equities Where Substance and Price Align
In the equity area, we rely on value investing: we seek companies with a comprehensible business model and robust fundamentals.
We invest when the market price is significantly below our estimated intrinsic value, serving as a margin of safety.
In this way, equities are used where they can serve as a complementary growth component within a strategy that continues to rely primarily on fixed-income returns.
Diversifying in Multiple Currencies Leave Nothing to Chance
Recent years have shown how significantly currencies can fluctuate.
Rather than relying on individual exchange rate forecasts, we diversify across multiple currencies, for example CHF, EUR, USD.
The aim is to diversify your assets not only across issuers and maturities, but also across currencies.
If it suits your profile, we employ additional currencies such as GBP, NOK, SEK or DKK.
Keeping Risks in Sight
Equities carry higher price volatility and can decline significantly in value.
Investments in multiple currencies bring additional exchange rate risks.
Capital losses are always possible.
Whether and to what extent such components suit you is something we clarify in a personal consultation, based on your goals, your time horizon and your risk appetite.
Your Portfolio Evolves from a Solo to a Harmonised Symphony
With a clear focus on fixed-income investments and deliberately chosen additions, the way you perceive your portfolio changes.
A solo then becomes a symphony. Each of your investment options has a defined role:
Stability, returns, growth, currency diversification.
And one thing is certain: you remain the one who decides how your wealth should be structured.
Rather calm and balanced, or with a little more tolerance for fluctuations. We take care of finding the right building blocks for you. And we assess whether a specific offering suits you in legal, professional and risk terms
Wealth That Can Offer Stability and Capitalise on Developments
You Experience Security
Your focus remains on fixed-income investments and predictable interest flows. This provides stability, especially with regard to retirement, regular withdrawals and family support.
You Feel Freedom
You know where in your portfolio you consciously seize opportunities for price growth or currency diversification. This makes it easier to take advantage of opportunities without being driven by them.
You Enjoy Reliability
You not only see what returns your wealth delivers today, but you also have a clearer sense of where these returns come from and what risks stand behind them. This creates a new quality of calm and reliability.
We can neither predict equity developments nor exchange rates, and we cannot guarantee results. What we can do, however, is align your fixed-income core so that stability and risk management remain the central focus.
If you would like to find out what role other investment options could play in your portfolio, let us discuss it together.
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